The WealthPlan Onboarding Guide
Everything you need to know as my new client
Meet Amy Fike
Client Service Associate
She’s the other half of your WealthPlan experience. Amy helps things run smoothly behind the scenes and is our go-to resource for Schwab paperwork and much more. She also serves as your backup contact if you ever need to reach someone and can’t get me directly. Between the two of us, you’re always covered. I encourage you to give her a quick call to introduce yourself.
Communication
The foundation of a successful long-term financial relationship is open, honest communication. Please never hesitate to reach out — no question is too small. All calls, texts, and emails are returned within 24 hours — and typically much sooner.
Call or Text Me Directly
(516) 400-7111
My days are filled with meetings, so texting is usually the fastest way to reach me. I call in between meetings or after the day wraps up. Worst case, you’ll hear back the next business day.
I use a tool called CurrentClient to send important updates and reminders to all clients. Messages come from (516) 613-5552 — save that number in your contacts so you know it’s from me. It’s a one-way broadcast line, so please don’t reply to it. For anything direct, always reach me at (516) 400-7111.
What Does This Cost?
Our pricing is straightforward, no hidden charges, no surprises. For a full breakdown, visit the Pricing page on our website. Questions? Just ask.
Meeting Summary Emails
After every meeting, you’ll receive a summary email recapping what we discussed, any action items, and next steps. This way you can focus on the meeting and not note-taking.
Secure Document Delivery
When I need to send documents containing personal information, I use Encyro — a secure email encryption platform that keeps your sensitive data protected in transit.
How to open an Encryo message:
The email will appear from one of the following senders:
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David Warshaw (The WealthPlan LLC) via Encyro — sent by me
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Amy Fike via Encyro — sent by Amy
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Click the button labeled “Access & Let Expire” to download the file
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No login or account required
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Save the file directly to your device
For security purposes, access expires after 5 business days.
Your accounts are held at Charles Schwab. All paperwork is handled digitally through DocuSign — you’ll receive an email to review and sign, and Schwab will verify your identity with two-factor authentication and three security questions. Be sure to review the Schwab Guide on my site before we get started.
What to expect in your inbox:
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DocuSign emails will arrive as Amy Fike via DocuSign
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From: dse_na2@docusign.net
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Reply-To: amy@yourfinancialva.com
Outside Accounts
If you have accounts held at other institutions, I like to stay involved. From time to time, we may conference call with the outside firm together to review those accounts — especially if you plan to keep assets there. The goal is to make sure your full financial picture stays coordinated, not just the accounts we manage directly.
Getting Started
Discovery
Conversation
We begin by understanding your goals, concerns, priorities, and overall financial picture.
Onboarding & Account Setup
Every relationship starts with an onboarding meeting. For investment management, we also open and fund your Charles Schwab accounts and get you fully invested.
Building Your Plan
Using our Four Seasons of Planning framework, we prioritize the areas most important to you first.
Ongoing Reviews & Guidance
From there, we work through the Four Seasons at the pace that fits you. Some move quickly, others prefer to go slower. The goal is simple: provide financial advice that's understandable, actionable, and confidence-building.
Here are the tools we use to power your financial plan.
Your Four Seasons in Action
Winter
Retirement
& Cash
Summer
Estate Planning & Assistance to Loved Ones
Fall
Investment &
Account Reviews
Spring
Tax Planning &
Insurance Optimization
What You Get as a Client
Financial Plan & Portal Access
We build your plan in RightCapital and give you full portal access — plus a comprehensive written summary of your plan and action items to keep.
Flourish Cash- High-Yield Savings
High-yield savings accounts through Flourish Cash to put idle cash to work between investments.
Secure Document Delivery
Sensitive documents are securely delivered via Encyro's encrypted platform.
Performance Reporting
Know how much your accounts have made in both percentage and dollar terms after all fees.
Full Range of Account Types
IRAs, Roth IRAs, Brokerage, SEP IRA, 401(k), UTMA, and 529 plans — we handle the full spectrum.
Educational Content
Videos created specifically for our clients — practical, plain-English financial guidance.
Frequently Asked Questions
What makes The WealthPlan LLC different? You're working with David directly — a 20+ year fiduciary CFP® who answers to clients and the SEC. That's it. The Four Seasons of Planning and Seven-Step Investment Process make his approach distinctly his own.
How does The WealthPlan LLC help protect client info? Protecting client information is a responsibility we take seriously. The WealthPlan works with a dedicated cybersecurity team to help safeguard firm systems, monitor digital threats, and maintain secure technology practices designed to help protect sensitive client information.
Will I always work directly with David? Yes — David is your primary point of contact from day one and stays that way. No handoffs, no junior associates.
Can you help with areas beyond investments? Yes — financial planning is a much bigger picture than just investments. See the Four Seasons of Planning page on our website for the full scope of what we cover.
How often do we meet? Ideally on a seasonal basis — about four times a year, with the Four Seasons of Planning framework guiding what we cover when. We can also meet more or less often based on what you need.
Do you work virtually? You bet-by Zoom or by phone, whichever you prefer. In-person works too if you're local.
Can I text you directly? Of course- text or call my direct line at 516-400-7111 anytime.
What if I'm not ready to move forward yet? Not a problem. Our first conversations are designed to help you better understand your options and determine whether we're the right fit. Our goal is to leave you better off than when we started.
Ready to see what this could look like for you?
Your first two conversations are on us — no cost, no obligation, no pressure. Just a chance to learn whether we're the right fit.