How We Get Paid
Transparent. Flexible. Straightforward.
Your First Two Meetings are on Us.
Your initial Four Seasons Discovery Meeting and our Four-Step Investment Process meeting are always complimentary — so you can get to know us, understand our approach, and decide if we're the right fit for you. Meet however works best for you: by phone, Zoom, or in person.
How We Work With Clients
Option 1
WealthPlan Wealth Management
Ongoing investment management with comprehensive planning included
For clients who want us to manage their portfolio alongside their financial plan.
Assets Under Management
Fee
$250,000 - $999,999
1.25%
$1,000,000 - $2,999,999
0.90%
$3,000,000 - $4,999,999
0.75%
$5,000,000+
0.60%
Our fee schedule is tiered, so as your assets grow and cross a breakpoint, the lower rate applies to your entire balance. Comprehensive financial planning is included at no additional cost. There are no long-term contracts—you can end the relationship at any time.
Option 2
WealthPlan Planning Engagements
Flat-fee financial planning, without investment management
For clients who want financial planning without initially handing over investment management — or ever.
Flat-fee engagements range from $900 to $5,000, based on scope and duration. Work with us as a one-time engagement or on an ongoing, as-needed basis.
The One Season Plan
Best for a focused deep-dive into one priority — retirement, taxes, estate, investments, or whatever matters most to you.
One planning season with Dave · 1-month engagement
$900
The Two Seasons Plan
Best for clients balancing two priorities who want focused planning across a pair of seasons.
Two planning seasons with Dave · 3-month engagement
$2500
The Four Seasons Plan
Best for clients who want comprehensive planning across every season of their financial life.
Full comprehensive planning · 6-month engagement
$5000
AUM credit: 100% of your engagement fee will be applied as a credit toward your ongoing investment management fees for the first 12 months following your transition to WealthPlan Wealth Management.
Frequently Asked Questions
Are you a fiduciary? You bet. As a CFP® professional and SEC-registered investment adviser, David is held to a fiduciary standard—meaning your interests come first, always.
How are fees billed? Investment management fees are billed monthly in arrears, while engagement fees are paid in advance. All fees are collected electronically via ACH.
Are there other costs beyond your advisory fee? Yes. Investments such as mutual funds, ETFs, and alternative investments may have their own internal expenses, and some alternative investments may charge performance-based fees. Certain transactions may also incur custodial fees. None of these fees are paid to us. We review all applicable costs before you invest and work to keep them as low as possible.
Where is my money held? Your accounts are held at Charles Schwab. We manage your investments, but we never take custody of your assets.
What are your qualifications? David has been helping clients navigate financial decisions since 2004 and founded The WealthPlan in 2010 as an independent firm. He is a CERTIFIED FINANCIAL PLANNER® professional and also holds the Chartered Financial Consultant® (ChFC®) and Chartered Life Underwriter® (CLU®) designations. He earned his degree in Finance and Accounting from Washington University in St. Louis.
Who is your ideal client? Our ideal clients aren't defined by age, profession, or account size. They're people who value advice, want a trusted partner, and are looking for more than investment management alone. Many are approaching retirement, navigating a life transition, or simply seeking more proactive guidance and personal attention.
Ready to Take the Next Step?
Schedule your complimentary Four Seasons Discovery Meeting — our goal is to leave you better off than when we started.